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Рубрики: Информация | 01.08.2019
The concept of «loan» is quite extensive. In the most ordinary version, a loan is the provision of foreign currency and other tangible assets from the lender to the borrower on the criteria for further return through a Official site specific time gap. In a more expanded meaning definition of loan it is possible to construct a so:
A loan is a picture of the relationship, in the course of which 1 party transfers to the resolution other currency methods or other values formed by generic symptoms: weight, measure, quantity, etc. the Borrower undertakes to return the same required amount or other asset to that extent, the same family and property in which it was taken for temporary use.
Actually, as for the proposals of MFIs and other monetary structures, in the provided awareness of the loan is the configuration of the movement of foreign currency funds provided on a commercial basis, at interest and at a specific stage. These offers have all chances to be municipal and paid, consumer and banking, mortgage and international, etc.
Civil cases in a commercial loan are strengthened by a suitable contract signed by all parties involved.
The special individuality of the loan, as the shape of legal relations: the borrower in the direction of a specific time is considered the owner of the subject of the agreement, i.e. he has the ability to give instructions at the personal discretion of the means or other tangible assets. The loan contract is a written agreement between 2 parties on the provision of foreign currency or other valuables. It consists in that case, if the amount of the loan or the price of real values above 1000 p.
Table of contents of the contract of loan — the combination of the specific criterion. The aggregate terms of the agreement may include:
Important — the thing of the contract, the circumstances of debt repayment.
Relative — the stage of refund and the presence of the Commission.
Random — entered into the contract with the consent of both parties.
Apart from this, the agreement specifies the details of both parties. For example, in the case of loans in microfinance institutions, the parties to the contract are, as a rule, the physical and legal personality.
Neatkarigie data for such agreements:
Absolute Name of the borrower, information from his passport, address of residence and residence.
Name of lender (Jur. persons.)
Absolute full Name of the General Director of the MFI, the owner of the company or other person entitled to participate in transactions.